Careers

Capital Mortgage Funding is currently seeking experienced Mortgage Loan Officers to work in our high energy, fast paced, and exciting environment. This is an incredible opportunity which could lead to unlimited earning potential. Whether you are a “Loan Wolf”, who likes to stay involved in your files through the process, the “Sales Guy” who hates paperwork and needs an assistant, the “Entrepreneur” working to manage a team or open a new office in Michigan, or even if you’re operating your own “Kitchen Shop” we’re interested in talking.

About Capital Mortgage Funding

Capital Mortgage Funding is a full service mortgage bank offering expertise in every area of residential mortgage lending; including purchases and refinances. Since inception, the company has been able to grow in the ever changing and volatile mortgage banking industry, as well as create ever lasting relationships in the community. Focused on relationships in the traditional sense, Capital continues to meet with clients face-to-face, over the phone, or online. Client service is the most important principle and we work diligently to address our client’s questions, concerns, and needs throughout the transaction.

Capital Mortgage Funding has been voted by the Detroit Free Press as the “Best Place to Work” – 2008, 2012, 2013

Job Responsibilities

• Establish, develop and maintain client referral relationships with Realtors, Builders, Developers, CPA’s, Financial Planners, and make sales calls on potential or existing customers in order to develop new business and/or retain existing business
• Keep informed of trends, changes and developments in the local real estate market
• Be aware of what our competitors are doing
• Keep up-to-date with changing rules, regulations, and guidelines from FNMA, FHLMC, FHA, and VA in addition to other investors and agencies
• Stay informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines pertaining to both governments insured and privately insured mortgages
• Negotiate price, terms, and conditions with clients
• Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to: counseling and pre-qualifying potential home buyers; taking complete and accurate applications; obtaining all necessary support documents along with the appropriate fees and lock-in information; overseeing the loan process by monitoring loan status and ensuring conformity with term; assisting in collecting additional documents and promptly communicating loan status to all interested parties; and obtaining loan documentation after closing as directed by corporate or senior management
• Maintain a professional image and standards consistent with company policies and procedures
• Follow through on all professional conditions and education requirements for licensure
• Adhere to organizational procedures for loan processing
• Participate in branch meetings that require attendance
• All other duties that may be assigned by the branch manager

Job Requirements

• College degree or equivalent of a minimum 2 years of loan originator experience or mortgage industry background.
• Computer aptitude/experience
• Knowledge in basic lending and credit markets
• Strong oral, verbal, and written communication skills
• Ability to work well under pressure, meet time deadlines, as well as work independently
• Demonstrated abilities in the areas of problem solving, analysis, and time management
• Interpersonal skills that forge professional relationships and team work
• Desire to be the best

Benefits

• Medical, Dental, and Vision coverage
• 401k retirement plan

Email: jobs@lowrateonline.com