About Us


Capital Mortgage Funding was founded in the Spring of 1992. From the beginning, we have been proving ourselves as a leader in the mortgage banking industry. In fact, we are now one of the largest independently owned Mortgage banking firms in Southeast Michigan.  Our staff consists of highly experienced mortgage professionals with 5 to 30+ years in the mortgage industry. In October of 2014, Capital Mortgage Funding became a part of Fairway Independent Mortgage Corporation.

Fairway’s History-

Founded in 1996 by Steve Jacobson and named by a childhood best friend, colleague and forever member of the Fairway family, Randy Cross, Fairway Independent Mortgage Corporation is a mortgage lender headquartered in Madison, Wisconsin and Carrollton, Texas. Fairway has over 250 locations and approximately 3,600 employees nationwide. Fairway’s vision is to foster relationships and create a team atmosphere, empowering offices to operate autonomously in their day-to-day operations, while still maintaining strict compliance and consistency across the board. Fairway provides all necessary support in the areas of personnel, accounting and compliance.

Mortgage Bank-

Capital Mortgage Funding is a mortgage bank, not a broker.  This means that we lend our own money, which gives us flexibility that broker’s lack. Also because we are a mortgage bank, we are able to save you money on fees associated with your mortgage. This allows us to process, underwrite, close, fund and service our own accounts, making the process smooth easy and hassle free! We are also directly endorsed by HUD for FHA/VA transactions.

Customer Service-

As residential mortgage specialists, Capital prides itself in offering individualized, personal attention to each client’s needs. Whether you qualify under conforming guidelines or non-conforming guidelines, we have the lending resources to handle your particular concerns. In fact, some of our programs require as little as 3% down payment! Our number one goal is the satisfaction of our clients.


Capital Mortgage Funding is very active within the community. We offer various seminars to update the consumer on mortgage options ranging from reverse mortgages to first time homebuyers.

If you are in the market to refinance your current home or purchase a new home, it is in your best interest to call Capital Mortgage Funding at 1-800-LOW-RATE (1-800-569-7283) and ask about our many programs and no-obligation pre-approval. We are conveniently located at 17170 West 12 Mile Road in Southfield, Michigan.

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