Ruby is a Senior Mortgage Banker with Capital Mortgage Funding. An entrepreneurial attorney with over 20 years of extensive business experience, and a former Wall Street Executive, Ruby has learned to recognize market conditions and adjust accordingly with the evolution of the markets. Ruby’s knowledge and experience in the financial markets has contributed to her ability to analyze, assess and manage risk, all playing a key role in her successful career in the home mortgage and lending arenas. Ruby’s vast knowledge of the financial markets play a keen role in her ability to assist in determining the best match between her clients needs and the appropriate programs. Her referral sources happily recommend Ruby to their clients as a resource for honest, professional, and educated guidance in the mortgage process.
When Ruby isn’t securing mortgages for happy homeowners, she is often seen on the golf course where she won the Inwood Country Club Ladies Golf Club Championship. Ruby is a graduate from the prestigious Syracuse University Newhouse School of Communications and holds a law degree from the Benjamin Cardozo Law School. She is a member of both the New York and New Jersey State Bar Associations.
Ann is a Senior Mortgage Banker with Capital Mortgage Funding. She is a former founder & partner of a highly successful Boca Raton based mortgage lender and has over 20 years experience in the home mortgage and lending arenas. Ann’s career began in the early 90’s as a Loan Officer. Ann furthered her career as an account executive at one of the nations largest banks, quickly becoming a member of its Presidents Club. Ann was recruited to another highly successful mortgage banking firm as Vice President, where she oversaw operations and sales, raising production levels from $150 million a month to over a Billion dollars a year in mortgage loan applications. Ann’s reputation within the mortgage industry has and continues to be her ability to analyze, execute, close, service and support mortgage applications. Ann is consistently one of the top mortgage Loan Officers in the state of Florida and is often recommended by those in the industry as one of the best resources for clients ranging from first time homeowners, to second home purchase to jumbo loans.
Ann is the proud mom of two kids and is committed to their passions. When she’s is not working, you can often find her traveling and enjoying her boating and snow skiing passions.